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Monthly Budget Template for Google Sheets Google Sheets' native free monthly budget template is a user-friendly income and expense tracker. It allows you to plan and track your expenses every month, ensuring you stay on top of your financial goals.

DIY with the Personal budget template This Excel template can help you track your monthly budget by income and expenses. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses.

DIY with the Personal budget template This Excel template can help you track your monthly budget by income and expenses. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses.

You can use your budget every month: At the beginning of the month, make a plan for how you will spend your money that month. Write what you think you will earn and spend. Write down what you spend. ... At the end of the month, see if you spent what you planned. Use the information to help you plan the next month's budget.

Your budgeting spreadsheet should include categories for each of your income sources, along with categories for each type of expense you need to track. Add up your income and expenses separately, and then subtract expenses from income to get the difference. You'll also want to create a category for savings.

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

Step 1: Add up your monthly income. ... Step 2: Identify and categorize your expenses. ... Step 3: Get clear about your financial goals. ... Step 4: Do the math and plan. ... Step 5: Check in regularly and adjust. ... 31 passive income ideas: Ways to build wealth. ... 21 common monthly expenses to include in your budget.

How to create a budget spreadsheet Choose a spreadsheet program or template. Create categories for income and expense items. Set your budget period (weekly, monthly, etc.). Enter your numbers and use simple formulas to streamline calculations. Consider visual aids and other features.