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H the requirements of Paragraph 5 of Schedule 9 of the Financial Services Act 2013, you must answer all questions and make the required declarations in this application and these answers and declarations must be accurate and complete. You must notify Etiqa Insurance in writing should there be a change to any answers or declarations in this application prior to the date of reinstatement/variation of the policy. Acceptance of your application shall be subject to underwriting assessment. Cover will.

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