Get Attending Physician S Statement - Nraa

What is a Doctor's Statement? A Doctor's Statement is the same as Letter of Medical Necessity. It's a letter written by your doctor, verifying that the medication you are buying with your Healthcare FSA is for a diagnosis, treatment, or prevention of a disease.

Medical exams are conducted by life insurance companies to ensure they have an accurate picture of who they're insuring (and for how much). It's easy to lie or exaggerate about your health and well-being when applying for a policy.

APS (Attending Physician Statement) is a form required by insurance companies whenever applying for insurance. The form is filled by a physician illustrating the exact medical status of the insured person and if he is suffering any medical condition that conflicts with the insurance plan.

An attending physician statement helps the insurance company learn more about your history with a pre-existing condition. An APS request can lengthen the underwriting period, but it ensures you get accurate policy rates. The cost of the life insurance medical exam and APS (if required) are covered by your insurer.

You might be requested to approach your doctor to fill out the Attending Physician Statement or the carrier may send it directly.

Typically, an APS includes places to indicate diagnoses, currently prescribed medication, and the length and extent of your treatment relationship with your treating medical provider.

Get an attending physician's statement If the underwriter still has questions after looking over the results from your medical exam, they might request an attending physician's statement or APS. You can get one from your doctor, and it's a summary of your health and medical history.

What is an APS? “The Attending Physician Statement is a summary of your health condition, written from a doctor or medical facility that either has treated or is currently treating someone that is seeking life insurance,” explains Paya Schlass, Customer Success Manager at Haven Life.