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T aside money for your major future goals whether it s a home, college for your children, a new car, or travel. If possible, try to stretch your bills out evenly over the month, so that you pay about the same amount each week. For regular monthly bills, you may be able to request a change of a bill s due date to spread out your bills more evenly. Try to avoid having one week when all of your cash-on-hand is needed for bills. For large expenses that are not monthly (for example,.

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