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If during your loan tenure, you have surplus funds, you can foreclose your loan by paying the outstanding amount. You can foreclose your loan at any point after your first EMI, however, you may be asked to bear a foreclosure charge.

To be eligible for the personal loan foreclosure, borrowers should have paid at least 12 EMIs and should give the bank a 21-day notice. Standard Chartered Bank charges 5% of the outstanding loan amount as the pre-closure charges.

Login to SC Mobile or Online Banking. Enter the recipient's mobile or IC number and the amount you wish to transfer. Verify the recipient's name and confirm the payment. And you're done!

The EMI scheme can be pre-closed by calling the 24-hour HDFC Bank Credit Cards customer service. 'Preclosure Interest charges' (as applicable) will apply. In case of preclosure, any payback offered by the merchant at the time of loan booking will be debited on a pro-rata basis.

Click "My Preferences" in the menu on the left hand side and click "Change Funds Transfer Limit". Enter new daily limit amount and click "Next". Enter the "One Time Password" (OTP) and click "Confirm". Change in Funds Transfer Limit is complete.

How to pre-close your loan account? Visit the lender where you had availed the loan from. Take necessary documents along, including a proof of identity, loan account number, bank passbook pointing at all EMI clearance and finally a cheque for pre-paying the amount.

To pre-close your EMI account, please call the helpline numbers. A separate instaBuy account would be set up for this offer whenever you avail a product for first time. The account number would reflect on your card statement and you are requested to make your payment towards each of your accounts individually.

Billdesk Go to the BillDesk portal. Add your 16-digit Standard Chartered card number. Enter the amount you wish to pay. Choose the bank account from which the amount will get debited. You will be directed to the chosen bank's payment interface. Add your authentication details like your net banking ID and password.