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You might be tempted to split your payment across your credit cards to avoid a high balance or to collect some points, but you might run into a roadblock in the process. Most merchants do not allow you to make a payment on more than one card, also known as split payments.

Most online merchants won't allow you to split your payment. Internet stores may allow you to combine a gift card with a credit card when you make a purchase, but they rarely let customers use two credit cards, or a credit and debit card mix, to do the same.

When a customer uses more than one payment method to settle a single transaction, this is called a split payment. For example, a customer might put the total cost of their transaction on two different credit cards. Single customers don't always use split payments.

If you have more than one credit card, there may be occasions when you want to minimize the spend on each of them and find it desirable to split the cost of your online transaction between two cards. However, the vast majority of online retailers do not offer this option.

A split payment is a convenient way for customers to pay for goods or services by using multiple types of payment methods (e.g., cash, credit card, etc.). Customers may use split payments for different reasons. And depending on customer needs, you can split payments between tender methods or over time.

Split an existing transaction Open the Google Pay app . Select a group. Split existing transaction. Select the transaction you want to split.

Key Takeaways. A split payment involves using multiple payment sources to settle the whole cost of a single transaction. Split payments allow individuals to use multiple payment methods to complete an order, or enable several individuals to jointly contribute part of the order total.

Are there online stores that allow split payments? It's rare to find online stores that allow split payments. You could purchase a gift card from your favorite online retailer using your credit card, then make your purchase on their website with a gift card plus credit card combo.