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Costs can range from about $50 to $75 per item or $50 to $150 or more per hour, depending on the items and nature of the appraisal. And given that the prices of precious metals tend to fluctuate dramatically, appraisals should be carried out every few years to keep your insurance coverage up to date.

Look for stamps: The stamps, or markings that indicate the metal content and the manufacturer or designer, are the best hint as to your jewelry's true value. ... Test the metal: Gold reacts a certain way to specific tests, and if you have a piece that's yellow in color you'll want to try this out.

Do jewellers charge for valuations? Yes, of course they do.

Can you offer an estimate fee that is not based on the final appraisal value? Will you supply me with the proper forms from the Jewelry Insurance Standards Organization? What type of education and certification do you have?

Insurance usually requires a detailed description of your jewelry, which you are more likely to find described on an insurance evaluation, appraisal or very detailed sales receipt. ... You do, however, need an appraisal (or other adequate documentation) at the time of a claim.

Appraisal services should always be charged by the hour or a flat fee per piece. Hourly rates typically range from $50 to $150, depending on the complexity of the jewelry. A simple wedding band will always cost less than a three-stone engagement ring; there's simply more to appraise with the latter.

A typical, single-family home appraisal will range from $300 to $450, though that can vary depending on a number of factors including the size of the home, the value of the property, condition of the property and the level of detail involved in the appraisal.

How to Find a Trustworthy Jewelry Appraiser. Appraisal Credentials: A professional jewelry appraiser should be certified or titled by a respected national appraisal organization, like the National Association of Jewelry Appraisers.

Most local, reputable jewelers will give you an appraisal for free. Check the National Association of Jewelry Appraisers for a recommendation.

Appraisal services should always be charged by the hour or a flat fee per piece. Hourly rates typically range from $50 to $150, depending on the complexity of the jewelry.