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Ng lawful children of the owner and they will receive equal shares of the proceeds; provided, however, that if a child of the owner has died before the owner, the share which the child would have received if he or she survived the owner will be equally divided among the surviving children. Beneficiary Designation continued on next page.. 2010 - 2015 RiverSource Life Insurance Company. All rights reserved. Sign On Page(s) 5, 6. 33032 Page 1 of 6 AA (01/15) 2 DOC020633032 Beneficiary Des.

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