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ing to the Centers for Disease Control and Prevention (CDC), three of the most common physical disabilities that affect people include arthritis, heart disease, and respiratory disorders.

The benefits are calculated at 66 2/3% of the employee's average weekly earnings as of the date of the injury, not to exceed a maximum amount set by the law.

Arthritis and other musculoskeletal disabilities are the most commonly approved conditions for disability benefits. If you are unable to walk due to arthritis, or unable to perform dexterous movements like typing or writing, you will qualify.

There are three types of group disability plans. Short-term disability : Pays a benefit for a limited period, usually less than a year. ... Basic long-term disability: Pays benefits for 2 or more years. ... Voluntary long-term disability: The premium is paid by the employee.

What Is the Most Approved Disability? Arthritis and other musculoskeletal system disabilities make up the most commonly approved conditions for social security disability benefits. This is because arthritis is so common. In the United States, over 58 million people suffer from arthritis.

Generally, if your application for Social Security Disability Insurance (SSDI) is approved, you must wait five months before you can receive your first SSDI benefit payment. This means you would receive your first payment in the sixth full month after the date we find that your disability began.

That means: Your disability has lasted (or is expected to last) for a year or more. Or, it's expected to result in death. You cannot do any type of work you did before because of your condition. You cannot adjust to any other type of work because of your condition.

You may be eligible for DI if you are unable to work and are losing wages because of your own non-work-related illness, injury, or pregnancy. Receiving disability benefits provides you the means to buy food, pay bills, and cover household expenses while you're unable to work.