Get Health Risk Premium Exemption Form

There is no federal penalty for not having health insurance since 2019, however, certain states and jurisdictions have enacted their own health insurance mandates. The federal tax penalty for not being enrolled in health insurance was eliminated in 2019 because of changes made by the Trump Administration.

If you were uninsured for a short period of time, you may qualify for an exemption from the requirement to have health coverage. What is a “Short Gap” in Coverage? A “short gap” means you were uninsured for a period of less than three consecutive months during the year.

Flat fee: You may owe a flat fee for each uninsured household member. For 2021 tax returns, adults will pay $800, while children have $400 penalties. These numbers will adjust with inflation and are likely to increase.

G. Member of tax household born or adopted during the year — The months before and including the month that an individual was added to your tax household by birth or adoption. You should claim this exemption only if you are also claiming another exemption on your Form 8965.

The individual shared responsibility provision requires you and each member of your family to have qualifying health care coverage, qualify for a coverage exemption, or make an individual shared responsibility payment when you file your federal income tax return.

Form FTB 3853 Health Coverage Exemptions and Individual Shared Responsibility Penalty. Use Form FTB 3853 to determine if you owe an individual shared responsibility penalty or to claim exemptions from the state individual health coverage mandate on your California state tax return.

You must file a tax return with Form 8965 if you or anyone in your family qualified for a health coverage exemption. If your income was below the tax return filing requirements, you did not need to file a tax return to only report your coverage or claim the exemption.

Reporting Healthcare on Your Tax Return. You must file a tax return with Form 8965 if you or anyone in your family qualified for a health coverage exemption. If your income was below the tax return filing requirements, you did not need to file a tax return to only report your coverage or claim the exemption.