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As a TRIP member who is eligible for Medicare, the Teachers' Retirement Insurance Program (TRIP) offers you a retiree healthcare program called Total Retiree Advantage Illinois (TRAIL).

Retiring in Illinois As an Illinois teacher, you contribute 9.4% of your monthly salary to a defined benefit plan that provides lifetime retirement benefits for you and your fellow teachers. Upon reaching normal retirement age and terminating your employment, you're eligible to receive monthly pension benefits.

As an active TRS member, you may be required to contribute toward Medicare coverage. However, you do not contribute to Social Security on your TRS-covered earnings. We will not reduce your TRS benefit because of any Social Security benefit you may receive.

Yes. If you are enrolled in the State of Illinois Group Insurance Program, here is a link to more information about the Medicare Advantage options available under that Program: MyBenefits.illinois.gov.

The Illinois Retired Teachers Association is a not-for-profit, non-partisan organization of retired educators.

All public employees hired after March 31, 1986, are required to make contributions toward Medicare coverage.

Illinois is one of 15 states that do not participate in Social Security for teachers. Thus, teachers in Illinois do not pay Social Security taxes.

Yes. If you are enrolled in the State of Illinois Group Insurance Program, here is a link to more information about the Medicare Advantage options available under that Program: MyBenefits.illinois.gov.