Get List The Creditor's Name, Address And Account Number For All Outstanding

The easiest method of determining if you have a debt in collection is to check your credit report. Under the Fair Credit Reporting Act, you are entitled to an annual free copy of your credit report from each of the three major credit bureaus – Experian, TransUnion, and Equifax.

Your credit report may contain the details of the company that bought the debt from your original creditor. You can access your credit report from major credit bureaus such as Equifax, Experian, and TransUnion. In addition, any collection accounts you have will be displayed as separate records on the credit report.

Your credit report should list any credit accounts you have, including collections accounts and the contact information for collection agencies that are handling them. You can get a free report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) at annualcreditreport.com.

If you need to get in touch with a creditor, you may be able to find their contact information in your credit report. Sometimes what may be available is only the name of the creditor. If it's available, it'll be in the Accounts section of your reports. Click to expand the account in question to see details about it.

Check Your Credit Reports Your credit report lists the amount owed on every account, along with its status and payment history, and contact information for the creditor handling the debt. Under federal law, you can obtain one free copy of your credit report every 12 months by visiting AnnualCreditReport.com.

A creditor can be a person or financial institution—like a bank or credit card issuer—that offers credit to another party. The party that borrows the credit is called a debtor. Creditors may choose to report a debtor's account activity—like payment history, credit limits and balances—to credit reporting agencies.

Check Your Credit Reports Your credit report lists the amount owed on every account, along with its status and payment history, and contact information for the creditor handling the debt. Under federal law, you can obtain one free copy of your credit report every 12 months by visiting AnnualCreditReport.com.

What is an example of a creditor? Friend or family member you owe money to. Financial institution, like a bank or credit union, that extends you a personal loan, installment loan, or student loan. Credit card issuer. Mortgage lender. Auto dealer that extends you a car loan.