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Minimum credit score - 640 for all loan types • FHA, VA, USDA, FNMA HFA Preferred, FHLMC HFA Advantage only o AUS Approve/Eligible or Accept/Eligible findings required o Manual Underwrites – See Procedural Guide details • Maximum total debt-to-income (back end) ratio of 45.00% for all loan types • IHDA income and ...
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