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There are two types of coverage under VAD&D Insurance: Employee coverage, which covers the employee only; and. Family coverage, which covers the employee, the employee's spouse or registered domestic partner and/or their eligible dependent children.

Every insurer will differ in this respect, but generally, your policy will pay out 100% of its value in the event of your accidental death. If you are dismembered, the policy will typically pay out on a per-member basis. For example, loss of one eye might be worth a 25% payout, both eyes could be 50%.

Common Era and Before the Common Era are alternatives to the original Anno Domini (AD) and Before Christ (BC) notations used for the same calendar era. The two notation systems are numerically equivalent: "2023 CE" and "AD 2023" each describe the current year; "400 BCE" and "400 BC" are the same year.

They're just another example of the evolution of human time-tracking and mean exactly the same thing as AD (anno Domini) and BC (before Christ). Simply put, BCE (Before Common Era) is a secular version of BC (before Christ).

Supplemental AD&D coverage provides an insurance benefit in the event of death or dismemberment resulting from a covered accident. This coverage is in addition to AD&D benefit automatically included with your IU-sponsored Basic Life Insurance.

2023 CE refers to the year 2023 in Common Era. It is same as 2023 AD (Anno Domini) - i.e. 2023 years after the birth of Jesus Christ. 2023 BCE would refer to the year 2023 before Common Era. We are currently living in the Common Era.

Accidental death and dismemberment (AD&D) is a type of insurance policy that pays a benefit upon the accidental death of an insured or upon the loss of a limb due to an accident. AD&D is designed to supplement regular life insurance, as coverage is limited to certain types of accidents.

Standardized under the Julian and Gregorian calendars, the system spread throughout Europe and the Christian world during the centuries that followed. AD stands for Anno Domini, Latin for “in the year of the Lord”, while BC stands for “before Christ”.