Get Cobra Notice

You will likely want to drop COBRA once you become eligible for a different health plan, such as if you get another job. If you stop paying premiums, COBRA coverage will end automatically. A health plan may also terminate a COBRA plan if your former employer drops group health insurance coverage.

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You have 60 days to enroll in COBRA once your employer-sponsored benefits end. Even if your enrollment is delayed, you will be covered by COBRA starting the day your prior coverage ended. You will receive a notice from your employer with information about deadlines for enrollment.

Q11: How long does COBRA coverage last? COBRA requires that continuation coverage extend from the date of the qualifying event for a limited period of 18 or 36 months.

COBRA Election Notice - Informs the covered individual(s) of their loss of group coverage and their right to enroll in continuation coverage using the attached COBRA election form. ​

Will I receive a new ID card for COBRA coverage? Most carriers don't issue new ID cards for COBRA coverage; however, it's up to individual insurance carriers. If you have questions about your coverage or ID cards, contact your insurance provider.

COBRA coverage follows a "qualifying event". An example of a qualifying event would be if your hours were reduced or you lost your job (as long as there was no gross misconduct). Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event.

There are a few reasons you've received a Cobra Notification. Most commonly you will receive the following letters: Initial Notification: Upon enrollment into our group plan you will receive this letter. The purpose of this letter is to inform you of your rights and responsibilities as a plan participant.