Get Garnishte

File an answer to the first garnishment no sooner than 30 days but no later than 45 days after service. Your answer must be in writing on the answer form provided and must be accompanied by the money or property subject to garnishment.

(1) A writ of continuing garnishment shall be a lien and continuing levy against the nonexempt earnings of the judgment debtor until such time as earnings are no longer due, the underlying judgment is vacated, modified or satisfied in full, the writ is dismissed, or for 91 days (13 weeks) following service of the writ, ...

Answer. A business which has been served with a garnishment affidavit has forty-five (45) days to file an answer. If an answer is not filed within forty-five (45) days, the garnishee (employer or bank) will be in default.

The garnishment amount is limited to 25% of your disposable earnings for that week (what's left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less. (15 U.S.C. § 1673).

As of 2020, the Georgia code allows garnishments to last 1,095 days, and that law took effect on January 1, 2021. Before, wage garnishments could last about six months. Now, garnishments can stay for much longer. The current term for wage garnishment in Georgia is three years.

A garnishment is a proceeding against a third party ("the garnishee"). The garnishee has money or other property belonging to the judgment debtor-defendant. Garnishment is the term of the legal process by which the garnishee pays into court the money, or property, that the garnishee owes to the judgment debtor.

In Georgia, a creditor can garnish the lesser of 25% of your disposable income or the amount by which your disposable earnings exceed 30% of federal minimum wage. If your disposable income is less than 30 times minimum wage, it cannot be garnished at all.

There are two types of garnishment: Continuing garnishment - The employer will deduct from the defendant's wages for approximately 179 days (or six months) provided the defendant makes wages which are subject to garnishment. garnishment deductions are based on the employee's net pay.