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Covers extra medical expenses as a result of burns, fractures and broken bones, as well as reimbursement for post-accident home modifications and mobility aids required due to accidents. Double payout if accident sustained while in public conveyance.

A personal accident insurance policy gives you coverage against medical treatment, accidental death, or disability. It is part of a health insurance policy and provides coverage for all medical-related expenses caused due to an accident.

Personal Accident Insurance Claim Process After the accident, immediately inform the customer care of the insurance company through the website or the customer care number. Provide the policy documents. Provide the duly filled in claim form.

Payment of claims Once we have accepted the claim, payment will usually be made within five working days and, if payable, death in service pension payments will start within one month, providing we have valid payment details.

Accidental injury. Physical bodily injury resulting from an external force, blow or fall, or the ingestion of a foreign body or harmful substance, requiring immediate medical treatment. Accidental injury also includes animal and insect bites and sunstrokes.

A general list of exclusions, however, is mentioned below: Intentional injury: If the burns, broken bones, permanent partial disability, permanent total disability, dismemberment, temporary partial disability, temporary total disability, death, etc.

A personal accident insurance policy gives you coverage against medical treatment, accidental death, or disability. It is part of a health insurance policy and provides coverage for all medical-related expenses caused due to an accident.

3 easy steps to make a claim Step 1 : Notify AIG Malaysia immediately after the incident. Call us at 1800 88 8811. ... Step 2 : Get ready the relevant basic supporting documents as below: (a) Medical report form completed by treating doctor. ... Step 3 : Submit all the above to AIG Malaysia within 30 days of incident.