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You can purchase individual health insurance through the Health Insurance Marketplace. These are plans that meet government requirements per the Affordable Care Act. Learn more about ACA insurance options in Alabama. Call 1-844-818-2961.

In Alabama, affordable health insurance can be found on the state marketplace. We examined all the health insurance plans in Alabama and discovered that in the majority of counties, the Blue Cross Select Silver was the cheapest Silver health plan.

Anthem offers health insurance in fourteen states and ranks as the largest of the for-profit companies among all Blue Cross Blue Shield affiliates. ... Blue Cross Blue Shield describes the affiliation of 36 independent insurance companies, including Anthem.

The monthly payment that you make to your health insurance company to stay enrolled in your individual health insurance plan, is called a premium. The average cost of individual health insurance premiums is $440 for an individual and $1,168 for a family, in 2018 according to eHealth.

For 2021, the average monthly cost of health insurance in Alabama is $550 for a 40-year-old an increase of nearly 13% from the 2020 plan year.

Anthem, Inc., is a provider of health insurance in the United States. It is the largest for-profit managed health care company in the Blue Cross Blue Shield Association. ... It operates as Empire BlueCross BlueShield in New York State and as Anthem Blue Cross and Blue Shield in 10 states.

Medicaid. The cheapest health insurance option will be Medicaid. However, you must first be eligible to enroll in the federal insurance program. To be eligible, your household income must be less than either 133% or 138% of the federal poverty level (FPL).

These programs provide free and low-cost healthcare coverage for eligible children and teens living in Alabama. If an individual is not eligible for ALL Kids or Medicaid, the online application will be forwarded to the Health Insurance Marketplace (also known as Healthcare.gov) for processing.

Pre-existing conditions exclusion periods do not apply to members under age 19. Pre-existing condition exclusion periods do not apply to pregnancy. In Alabama, not covered.

Birmingham Blue Cross and Blue Shield of Alabama's Blue Advantage PPO Plan, a Medicare Advantage Plan, is the only statewide plan in Alabama to receive a four-star quality rating from the Centers for Medicare and Medicaid Services (CMS).

Affordable Care Act (ACA) You can purchase individual health insurance through the Health Insurance Marketplace. These are plans that meet government requirements per the Affordable Care Act. Learn more about ACA insurance options in Alabama. Call 1-844-818-2961.

Blue Cross and Blue Shield of Alabama (BCBSAL) is a nonprofit health insurance company headquartered in Birmingham, Alabama. The company was founded in 1936, provides coverage to more than 3 million people and is a member of the Blue Cross and Blue Shield Association (BCBS).

Blue Cross Medicare Advantage plans offer all the same coverage as Original Medicare plus benefits not covered by Medicare or most Medicare Supplement insurance plans, including built-in prescription drug coverage and extra health and wellness options.

In broad terms, any type of health insurance coverage that isn't provided or maintained by a government-run program can be considered a type of commercial insurance. Most commercial health insurance plans are structured as either a preferred provider organization (PPO) or health maintenance organization (HMO).

Learn more about Anthem's Medicare Advantage HMO plan: Anthem MediBlue HMO. Your PPO plan contracts with medical providers that include doctors and hospitals who are all in the same network. You'll save money by using those providers, although you can still use those that are out-of-network at an extra cost.

Birmingham Blue Cross and Blue Shield of Alabama's Blue Advantage PPO Plan, a Medicare Advantage Plan, is the only statewide plan in Alabama to receive a four-star quality rating from the Centers for Medicare and Medicaid Services (CMS).

How much does health insurance cost in Alabama? Alabama residents can expect to pay an average of $642 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.

Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc. There may be times when we use other companies to give our members and providers certain types of services, like Utilization Management or Case Management.

PEEHIP offers very good coverage if you need to visit a chiropractor. If you visit a Participating Chiropractor, covered services are paid at 80% of the allowed amount with no deductible. You will not have to file claims and you will never owe more than 20 percent of the allowed amount.

The health insurance marketplace for California is called Covered California. ... In addition to buying coverage through Covered California, individuals and small businesses can purchase health care the way they do today through brokers and directly through insurance carriers like Blue Shield.

Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.

Blue Cross and Blue Shield of Alabama is an independent licensee of the Blue Cross and Blue Shield Association.