Get Culinary Health Fund Cobra

To cancel your COBRA plan you will need to notify your previous employer or the plan administrator in writing, requesting to terminate the insurance. After you stop your COBRA insurance, your former employer should send you a letter affirming termination of that health insurance.

Cal-COBRA is a California Law that lets you keep your group health plan when your job ends or your hours are cut. It may also be available to people who have exhausted their Federal COBRA.

You can collect COBRA benefits for up to 18 months. This may be extended to 36 months under certain circumstances. If your employer has 20 or more employees, it must follow COBRA rules.

What are the qualifying events for eligibility for Federal COBRA and Cal-COBRA? Qualifying events are events that cause an individual to lose his or her group health coverage, most commonly because: The employee is no longer employed for any reason other than gross misconduct. The employee's hours are cut.

To be covered by Cal-COBRA, you must have employed two to 19 eligible employees on at least 50 percent of working days during the preceding calendar year.

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COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.

You have 60 days to enroll in COBRA once your employer-sponsored benefits end. You may even qualify if you quit your job or your hours were reduced. Other COBRA qualifying events include divorce from or death of the covered employee.