Get Permanent Opt Out Election Form

TransUnion uses the VantageScore® 3.0 credit score. ... Checking your own credit report won't hurt your score because it's considered a soft inquiry.

The real www.Optoutprescreen.com is not a Phishing scamOptOutPrescreen.com is run by the four major credit rating companies Experian, Equifax, Innovis and TransUnion. I have opted out using this site and encourage anyone that doesn't want to receive pre-approved credit card offers anymore to do the same.

Credit score ranges. The credit score you see from TransUnion is based on the VantageScore® 3.0 model. Scores in this model range from 300 to 850.

To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. The phone number and website are operated by the major consumer reporting companies. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com.

How can I cancel my membership? The easiest way to terminate your membership is by talking to a Customer Service Team Member at (855) 681-3196.

If you prefer, you may submit a five-year opt-out request by calling ChexSystems' opt-out request line at 877. OPTOUT 5 (877.678. 6885). You may submit a request to exclude only your own personal identifying information from preapproved offers of credit or insurance.

You may also order your TransUnion Credit Report by calling 800-888-4213. Under certain circumstances, you may be entitled to a TransUnion Credit Report at no charge or a reduced fee. Find out if you are eligible and how to order by mail at https://disclosure.transunion.com.

TransUnion uses what is called a VantageScore, which is the first credit score model created in partnership among all three credit bureaus Experian, Equifax, and TransUnion. ... TransUnion VantageScore is, in fact, accurate based on that credit score model.

is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

Yes, it's legit. The FTC has a website about it where you can double-check that you're calling the correct phone number/visiting the correct website. Thank you! Placing a fraud alert in your credit reports automatically opts you out of prescreened offers.

To your specific question, you do NOT have to provide your Social Security number or date of birth, at least if you initiate your request online or by mail. However, the Opt-Out Service suggests you'll have a better chance of success if you do provide your Social Security number.

It's important to note that this website is the only one authorized by the nationwide credit bureaus. Opt Out Prescreen will not reach out to consumers, so any phone call or email from anyone claiming to be from Opt Out Prescreen is fraudulent. Call the toll free number (888) 5-OPT OUT.