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Long Term Disability LTD Insurance replaces a portion of an employee's income when they are unable to work for an extended period of time due to an injury or illness.

“We strive to make fast, accurate decisions and payments for approved claims, which has resulted in 75% of eligible short-term disability claims being paid within five business days from first notice of claim, and 90% being paid within 10 business days.”

Number: 1-888-598-5671. Hours: Monday - Friday 8:00 AM - 8:00 PM Eastern Time.

From pay, health care, savings, retirement, and dependent care to wellness, work/life support, career development and more, Total Rewards is your reward for helping Prudential succeed.

The Cash Balance Retirement Plan is a tax-qualified, company-provided plan available to all Prudential associates—without cost or need to enroll. It is based on a cash balance formula that expresses your benefit as an account balance and is determined by adding earnings and interest credits on your behalf each month.

To check the status of a claim, call Prudential's Customer Service Center Mon. Fri., 8 a.m.-8 p.m. ET at 800-496-1035.

Benefits of Long-Term Disability Benefit Amount: 60% of monthly covered earnings to a maximum of $6,500 less deductible sources of income and disability earnings. The minimum monthly benefit is $100. Benefit Period: Up to your normal retirement age under the Social Security Act.

Long-term disability insurance covers a portion of your income if you are too injured or ill to work for an extended period of time. Your benefits will typically last anywhere from five, 10 or 20 years or up until retirement age. The benefit amount could be anywhere from 60% to 80% of your monthly salary.