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Virginia Title Center is a full-service Title and Settlement Agency that is committed to integrity and transparency in each of our transactions.

In Virginia, the purchaser can choose any title company or real estate attorney to handle their side of the closing. RESPA, the Real Estate Settlement Procedures Act, is a federal law that prohibits a seller from requiring a buyer to purchase title insurance from any particular title company.

Title insurance is not required by law in the State of Virginia. Nonetheless, your mortgage lender will likely require it as a condition of the mortgage loan, and it is often prudent for buyers of property in Virginia to protect themselves by purchasing an owners' title insurance policy at the time of settlement.

Title insurance is not required by law in the State of Virginia. Nonetheless, your mortgage lender will likely require it as a condition of the mortgage loan, and it is often prudent for buyers of property in Virginia to protect themselves by purchasing an owners' title insurance policy at the time of settlement.

Title Search Fee The current owner typically pays this fee as part of their selling costs.

But in D.C., Maryland and Virginia, the buyer pays for the title insurance, so it is the buyer who chooses the title company.

What are the Title Insurance Costs in Virginia? Title policies usually cost about 0.5% to 1.0% of the home's purchase price and are included in the home's closing costs.