Get Attending Physicians Statement Of Continuing Disability - Ivari

An Attending Physician Statement (APS) is a questionnaire form that the insurer asks your physician to complete in order to assess your health and determine your insurability.

Attending physicians may also still be in training, such as a fellow in a subspecialty. For example, a cardiology fellow may function as an internal medicine attending, as they have already finished residency in internal medicine. The term is used more commonly in teaching hospitals.

What is an APS? “The Attending Physician Statement is a summary of your health condition, written from a doctor or medical facility that either has treated or is currently treating someone that is seeking life insurance,” explains Paya Schlass, Customer Success Manager at Haven Life.

“The Attending Physician Statement is a summary of your health condition, written from a doctor or medical facility that either has treated or is currently treating someone that is seeking life insurance,” explains Paya Schlass, Customer Success Manager at Haven Life.

An attending physician statement helps the insurance company learn more about your history with a pre-existing condition. An APS request can lengthen the underwriting period, but it ensures you get accurate policy rates. The cost of the life insurance medical exam and APS (if required) are covered by your insurer.

An APS is one of the primary ways an insurance company obtains information about the severity of your medical condition and your treatment history. The APS typically contains a series of questions for a treating medical provider to complete. The length and details of the form vary by carrier.

In a medical facility, the physician who has the major responsibility for a patient's care is called the attending physician. Attending physicians have completed their training and often play an active role in the education of medical students, interns, and residents.