Get Universal Credit Application Form Example

Universal Credit has a 5.25% - 8.99% origination fee and a $0 late payment fee associated with its personal loans, but does not have a prepayment fee. In addition to this fee, Universal Credit has a minimum APR of 11.69%, which is higher compared to the typical minimum APR for a personal loan.

Credit card authorization forms are a document/agreement that formally allows a merchant to charge your credit card at a later date, either for single-use or recurring transactions. The amount to be charged can be a predetermined fixed fee or variable based on the services used.

The lender says it may request documents to verify your income and identity during the loan review process. If you're prequalified and accept a loan offer, Universal Credit will perform a hard credit inquiry, which may affect your credit scores.

Universal Credit charges a 4.25% to 8% origination fee that comes out of the loan proceeds. Late fees. Consumers also may be charged late payment fees or other fees that increase the overall cost of borrowing. Prepayment penalty.

Is Universal Credit Reputable? Universal Credit has been accredited by the Better Business Bureau since February 2021 and has an A+ rating. The company has a star rating of 4.6 out of 5 on Trustpilot.

Universal Credit interest rates and loan details Credible rating4.6Fixed rates from (APR)11.69% - 35.93% APR7Loan amount$1,000 to $50,000Min. credit score560Loan terms3, 5, or 7 years87 more rows • Mar 28, 2023