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T/charge and term match Encompass 32. LE Page 1 Estimated Taxes, Insurance & Assessments correctly reflects impounds 33. Estimated Cash to Close on Page 1 matches same field on Page 2 34. If FHA OR Conv (LTV 80%), MI is included on LE 35. LE Page 2 Origination Charges includes only the fees shown on the fees matrix 36. DU Refi Plus & LP Open Access: No Appraisal fee if AUS calls for no appraisal; Property Inspection Waiver (PIW) fee is ok LA: LA: LA: Rate: Rate: Rate:.

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