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Get To Whom This May Concern

With in our state. The company is represented by less than 15% of the independent agency force. It is our philosophy to provide exceptional service to a controlled number of agencies and policyholders, rather than an average service to the masses. With this approach, the company has maintained a retention ratio above 91%. We do consider new partnerships. With each appointment we provide a franchise value, protecting our agencies from infringements and providing a market not available to their i.

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