Get Credit Check Authorization Form Pdf

You will need to provide your name, address, Social Security number, and date of birth.

They do this to evaluate your risk as a consumer and to gain insight into your past financial dealings. In these cases, most entities are required to ask for your permission before pulling your credit reports.

with CIPC number Hereby voluntarily provide consent for a reference check to be carried out on me or the company I represent. I accept that such check does not infringe any of my fundamental rights, and I accept that the reference check is part of the registration / renewal process in terms of the Act.

While the general public can't see your credit report, some groups have legal access to that personal information. Those groups include lenders, creditors, landlords, employers, insurance companies, government agencies and utility providers.

Filling Out the Credit Report Authorization Form Fill out the printed names of the applicant and the requester. ... Add the applicant's personal information. ... Provide the legitimate reason for credit check. ... Sign the document. ... Indicate the date when the permission is granted.

Do I need permission to check a business's credit score? Unlike personal credit, a company's credit report is public information. You don't need permission to access a report. You just need to request and purchase it from a reporting agency.

The bottom line. Your credit report can't be obtained by just anyone. The FCRA lays out in what situations a credit reporting agency can provide others access to your report. Even those who want access to your report can only ask for it if they have a legally permissible reason to do so.

Now, the good news is that lenders can't just access your credit report without your consent. The Fair Credit Reporting Act states that only businesses with a legitimate reason to check your credit report can do so, and generally, you have to consent in writing to having your credit report pulled.