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FirstChoice Employer Super Product Disclosure Statement Employer This is a combined Financial Services Guide and Product Disclosure Statement Issue No 2012/1, dated 28 May 2012 Colonial First State.
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2012 FAQ
You need to contact your super provider to request access to your super due to severe financial hardship. You may be able to withdraw some of your super if you are experiencing severe financial hardship. There are no special tax rates for a super withdrawal because of severe financial hardship.
There are absolutely no restrictions to accessing your Super Benefit when aged between 60 and 64 after you are retired. There are two ways you can access your Super; either as a lump-sum payment or as a pension.
Give us a call on 13 13 36 and our team will help you (you'll need to meet a condition of release). Due to the coronavirus, we're currently experiencing high call volumes – which is causing longer than usual wait times in our Call Centre.
You can get your super when you retire and reach your 'preservation age' — between 55 and 60, depending on when you were born. There are special circumstances where you can access your super early.
There are absolutely no restrictions to accessing your Super Benefit when aged between 60 and 64 after you are retired. There are two ways you can access your Super; either as a lump-sum payment or as a pension.
The timing of a withdrawal depends on several factors including what time of day the withdrawal request is made and the institution receiving your funds, but most withdrawals take 3 to 4 business days before the requested funds are received.
We normally pay the proceeds of withdrawals within seven working days of receiving the request.
You may be able to withdraw some of your super if you are experiencing severe financial hardship. There are no special tax rates for a super withdrawal because of severe financial hardship. Withdrawals are paid and taxed as a normal super lump sum.
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