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Motorcycle Insurance Policy Summary This summary outlines the cover and options available. It does not give details of all the policy limits, terms, conditions or exclusions. For full details of the.

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A motorcycle policy generally covers the cost of injuries to others and damage to their property when you're at fault. Your own motorcycle can be covered for unexpected events such as theft, fire and damaging weather. Collision coverage pays for damage to your motorcycle if you hit another vehicle or an object.

Motorcycle insurance is expensive due to the higher risks involved in riding. Motorcycles are more vulnerable to accidents, theft, and damage, which leads to more frequent claims. Additionally, riders often lack protection, resulting in more severe injuries and higher medical costs.

Why is motorcycle insurance so cheap compared to car insurance? Insuring a motorcycle costs about one-fourth as much as insuring a car, which costs $2,977 per year for a 21-year-old driver, on average. That's mainly because claims are often much smaller for motorcyclists than for car drivers.

Comprehensive insurance helps cover your motorcycle if it's damaged in an incident that's not a collision. Comprehensive typically covers risks like theft, falling objects or vandalism. So, if your bike is damaged in a hailstorm, for example, your comprehensive coverage may help pay to repair it.

Sport bikes, known as “supersports” within the industry, are typically the most expensive class of motorcycle to insure. Standards and dual sports are typically the least expensive, with cruisers and tourers falling somewhere in between.

It's the Law. It is required in every state that you have at least liability insurance on your motorcycle. This insurance protects those around you. If you were to strike a pedestrian and injure him or her, your liability coverage could pay the full amount or a part of the medical bills.

Motorcycles can be cheaper to insure than cars, and are usually cheaper to purchase and maintain. Motorcycle insurance policies come with some level of accessories coverage and roadside assistance. Some insurance companies offer a motorcycle safety course discount, as well as discounts for anti-lock brake systems.

The low cost of motorcycle insurance is partly because motorcycles are less likely to cause significant bodily injury or property damage to other people in an at-fault accident, keeping your liability costs low.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232