Get Printable Homeowners Insurance Quote Form

Owner's title insurance provides protection to the homeowner if someone sues and says they have a claim against the home from before the homeowner purchased it.

Whether you're working with an agent or on your own, plan to get at least three quotes. That way, you can feel confident you're getting a good price. When comparing quotes, check that each policy has similar deductibles and coverage limits.

Getting multiple quotes provides a snapshot of the ways in which different insurers are responding to the same circumstances. This can provide indirect clues about the insurer's underwriting discipline and financial stability.

Whether you're working with an agent or on your own, plan to get at least three quotes. That way, you can feel confident you're getting a good price. When comparing quotes, check that each policy has similar deductibles and coverage limits.

By phone or in-person. You can speak with a local insurance agent who can help you choose your coverage and find the best rates. Speak with an independent agent who can get quotes from multiple companies. A “captive” agent works for one insurance company and can give you a quote only from that insurer.

To get a homeowners insurance quote, you'll typically be asked to provide identifying information such as your birth date and Social Security number, as well as the address of the home you want to insure. The coverages and limits you request will help determine how much you'll pay for a policy.

The 80% rule dictates that homeowners must have replacement cost coverage worth at least 80% of their home's total replacement cost to receive full coverage from their insurance company.

Comparing rates from multiple car insurance companies is the best way to save, and you could save an average of $1,092 per year by comparing quotes.