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For example, the statute of limitations for covenant enforcement in Texas is 4 years. The statute of limitations is important because it determines the validity of the HOA's enforcement of a lien, as the association must enforce the lien within the given time period or else it will no longer be enforceable by law.

You could be sued If legally allowed, your HOA can sue you for the unpaid dues, fines and any interest that's accumulated. If this happens, your HOA may have the right to garnish your wages to take what's owed from your bank accounts.

Texas doesn't have a comparable law for HOAs. So, an HOA declaration will often state that a lien is automatically created when the declaration is recorded. Many HOAs record notices of assessments lien in the county records as well.

Texas state law gives your homeowners' association or condo associations the right to put a lien on your property if you fail to pay these assessments, fees or fines. You can also be sued personally.

Pay the Full Amount The simplest way to stop an HOA from foreclosing is to make a lump-sum payment of all overdue assessments, plus interest, late fees, attorneys' fees, and costs.

Accordingly, a hierarchy is formed whereby the HOA can oversee and enforce the governing documents upon its members, the landlord, and the landlord can oversee and enforce the terms of the Lease, which hopefully incorporate the governing documents, upon the tenant. Thus, in no circumstances can an HOA evict a tenant.

Most HOA fines start at around $25 and increase to $50 and $100-$200 if you don't pay or continue to violate the rule. The type of violation also influences the fine amount. To encourage people to pick up after their dogs, for example, an association may set higher fines of $100 or more for this particular violation.