Get Dwc048 2021-2025

Texas doesn't require most private employers to have workers' compensation. But private employers who contract with government entities must provide workers' compensation coverage for the employees working on the project.

Texas doesn't require most private employers to have workers' compensation. But private employers who contract with government entities must provide workers' compensation coverage for the employees working on the project.

Texas is the only state that gives private-sector employers that choice. Businesses that provide workers' compensation coverage are called “subscribers.” Those who do not are called “non-subscribers.”

The first seven consecutive or cumulative days following the injury date are called the waiting period and no weekly compensation payment is due for the time lost for that period. However, if an employee is off work for more than 14 calendar days, the weekly compensation for the waiting period is paid retroactively.

Texas Labor Code § 406.034 Under the Texas Labor Code section 406.034, an employee can opt out of workers' compensation coverage.

Business owners without employees can be exempt from workers' comp requirements, depending on ownership status, the clients they serve, and their type of work. Independent contractors, sole proprietors, business partners, or LLC members in a firm with no employees don't typically need workers' compensation.

Business owners without employees can be exempt from workers' comp requirements, depending on ownership status, the clients they serve, and their type of work. Independent contractors, sole proprietors, business partners, or LLC members in a firm with no employees don't typically need workers' compensation.

A sole-proprietorship or a partnership are included for workers' compensation but can elect to be excluded from coverage. LLC Members are included for workers' comp unless they choose to be excluded. Corporate officers even though they may be considered employees are included but may elect to be excluded.