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The elimination period is a time deductible, starting on the date of disability for a certain number of days, until benefits are paid. The elimination period must be satisfied for each disability. The correct answer is: For each disability, the insured must satisfy an elimination period.

To file a claim over the phone, contact our Customer Response Unit at 800-541-7846. For a quicker experience, have the following information ready.

Total long term disability insurance pays you benefits if an illness or injury leaves you unable to work in any capacity, and can pay you benefits up to the time you reach retirement age, depending on the details of your policy.

As a member, you can view your claims in Guardian Anytime by selecting Claims and then Claims status from the menu options. Claims, Explanation of Benefits (EOB) and letters, for the past 30 days will automatically display. Use the advanced search options to search by coverage, patient, date of service or claim number.

The elimination period is how long a policyholder must wait after they are initially unable to work before they can receive benefits from their disability insurance. Typical elimination periods range from a week to a month for short-term policies and 30 to 180 days for long-term policies.

The 90-day waiting period is the most common elimination period on a long-term disability insurance policy.

The elimination period: Also called the waiting period, it's the period of time after you are disabled until you can start receiving benefits. A 14-day STD elimination period is typical – but it can range from 7 to 30 days.

Elimination Periods and Long-Term Care Insurance Most policies require policyholders to need consecutive days of services or disability. For example, if your elimination period was 90 days, you would need to be in a hospital or disabled for 90 consecutive days before any coverage begins.

The elimination period is a time deductible, starting on the date of disability for a certain number of days, until benefits are paid. The elimination period must be satisfied for each disability. The correct answer is: For each disability, the insured must satisfy an elimination period.

To file a claim over the phone, contact our Customer Response Unit at 800-541-7846. For a quicker experience, have the following information ready.

Total long term disability insurance pays you benefits if an illness or injury leaves you unable to work in any capacity, and can pay you benefits up to the time you reach retirement age, depending on the details of your policy.

As a member, you can view your claims in Guardian Anytime by selecting Claims and then Claims status from the menu options. Claims, Explanation of Benefits (EOB) and letters, for the past 30 days will automatically display. Use the advanced search options to search by coverage, patient, date of service or claim number.

The elimination period is how long a policyholder must wait after they are initially unable to work before they can receive benefits from their disability insurance. Typical elimination periods range from a week to a month for short-term policies and 30 to 180 days for long-term policies.

The 90-day waiting period is the most common elimination period on a long-term disability insurance policy.

The elimination period: Also called the waiting period, it's the period of time after you are disabled until you can start receiving benefits. A 14-day STD elimination period is typical – but it can range from 7 to 30 days.

Elimination Periods and Long-Term Care Insurance Most policies require policyholders to need consecutive days of services or disability. For example, if your elimination period was 90 days, you would need to be in a hospital or disabled for 90 consecutive days before any coverage begins.