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THIS FORM IS TO BE COMPLETED BY THE EMPLOYER AND RETURNED TO: Blue Cross and Blue Shield of Louisiana Attn: Membership and Billing Department P.O. Box 98029 Baton Rouge, LA 70898-9029 For COBRA Continuation a completed and signed application for the continuing spouse or child must be returned to us along with this continuation of coverage form. An application is not necessary for employees continuing because of termination of employment or reduction in hours. For State Continuation,.
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Assessed FAQ
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COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.
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Pros of COBRA Beneficiaries continue the same coverage for preexisting conditions and prescription drugs. With COBRA offering an extension of your health coverage, you don't have to pay for medical expenses out of pocket (i.e. doctor's visits).
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Continuation coverage generally begins on the date of the qualifying event and ends at the end of the maximum period. However, a period of coverage may end earlier if: an individual does not pay premiums on a timely basis. the employer ceases to maintain any group health plan.
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Federal COBRA is a federal law that lets you keep your group health plan when your job ends or your hours are cut. Federal COBRA requires continuation coverage be offered to covered employees, their spouses, former spouses, and dependent children.
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COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.
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In most cases, COBRA coverage for the covered employee lasts a maximum of 18 months. However, the following exceptions apply: 29-Month Period (Disability Extension): Special rules apply for certain disabled individuals and family members.
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Under COBRA, participants, covered spouses and dependent children may continue their plan coverage for a limited time when they would otherwise lose coverage due to a particular event, such as divorce (or legal separation).
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COBRA continuation coverage will ensure you have health coverage until the coverage through your Marketplace plan begins. Through the Marketplace you can also learn if you qualify for free or low-cost coverage from Medicaid or the Children's Health Insurance Program (CHIP).
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