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MSHDA works with local communities and teams to promote stable housing opportunities and confront the issues facing low-income residents across Michigan. By assisting those in need with housing, education and community resources, we remove barriers for families and individuals working to achieve a better tomorrow.

Rental, Housing, and Utility Assistance Programs If you are homeless or are in danger of becoming homeless, please contact your county Housing Assessment Resource Agency (HARA). You can find the contact information for your local HARA by clicking here.

For more information about MSHDA, please visit .michigan.gov/mshda. Questions? Call 1-855-MI-MSHDA (1-855-646-7432).

“The MSHDA DPA programs have always required repayment, however they occasionally offer limited time programs that are in the form of a grant or forgivable loan,” said Thelen. “Typically, repayment is due when the home is sold or when the first loan is paid off or refinanced.”

Launched by the state Department of Health and Human Services (MDHHS) and the State Housing Development Authority (MSHDA), The Good Housing = Good Health Program provides funding to local health departments to hire community health workers who help people find housing resources and lead healthy lives.

Eligible individuals must have at least a 640 credit score or 660 for multiple-section manufactured homes. MSHDA Loans fall within certain parameters for income limits. The limits vary depending on the area and family size and are ultimately determined by both income and the sales price of the home in question.

The borrower is required to invest a minimum of 1% of the sales price. This amount may be a gift from a relative or person with long standing relationship. The maximum DPA available is $7,500.

Requirements to Qualify for a MSHDA DPA Loan Eligible income limits range from $84,200 to $164,900, depending on the where the home is located and the number of household members.