Get Alexandria, Va 22314-3428 - Ncua

Share Insurance Questions You can reach a share insurance specialist by phone at 800.755. 1030, Option #1 (Monday-Friday 8AM-5PM ET). Or, email dcamail@ncua.gov .

The National Credit Union Administration, commonly referred to as NCUA, is an independent agency of the United States government that regulates, charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF).

All IRA and Roth IRA shares that an individual has in the same insured credit union are added together and the total is insured up to $250,000. Keogh accounts are insured separately up to $250,000. Note: Naming beneficiaries on a retirement account does not increase share insurance coverage.

One of the only differences between NCUA and FDIC coverage is that the FDIC will also insure cashier's checks and money orders. Otherwise, banks and credit unions are equally protected, and your deposit accounts are safe with either option.

A credit union should be insured by the National Credit Union Administration, or NCUA. You should see the words "Federally Insured by the NCUA" on the website. You can also check a company's insurance status on the FDIC and NCUA websites.

All federally insured credit unions must prominently display the official NCUA insurance sign at each teller station, where insured account deposits are normally received in their principal place of business and in all branches.

The National Credit Union Administration (NCUA) is an independent agency created by the U.S. government to regulate and protect credit unions and their owners. Just like the FDIC, the NCUA insures up to $250,000 to all credit union members and provides protection in the event of a credit union failure.