Get Registered Professional Adjuster

Public Adjusters are insurance claims adjusters who do not work for insurance companies. They work solely for the insured, to assist in the preparation, presentation, and settlement of the claim. Public adjusters are compensated by charging a percentage of the amount they recover from the insurance claim settlement.

The product of a damage estimator is a report reflecting the estimator's best estimate of how much a repair will cost (ing to how the carrier believes the repair can be done). An appraiser conducts research into the value of property and then produces an appraisal that reflects the results of the research.

An insurance appraiser is a competent and disinterested professional who evaluates a claim to determine the appropriate value of the property and/or the amount of loss. Insurance companies use appraisers' assessments to determine if they need to pay out on a claim and the claim's value.

An insurance adjuster, also known as a claims adjuster, is a person who investigates an insurance claim to determine if the insurer should pay for damage or injuries, and if so, how much they should pay.

It helps to also understand the difference between a claim handler vs adjuster when considering this career. Claims handlers would help the customer process their initial claim and provide updates, while an adjuster has a wider role in examining the claim and authorizing the final payout.

Ins. Law § 2101 (McKinney 2000) defines an adjuster as one who investigates, negotiates and settles claims arising under insurance contracts. However, an appraiser is one who is selected or appointed to ascertain and state the true value of goods or real estate.

A Claims Adjuster, or Insurance Adjuster, is responsible for surveying damages to property or investigating personal injuries to decide how much an insurance company should pay to a policyholder.

noun. ad·​just·​er ə-ˈjə-stər. variants or less commonly adjustor. : one that adjusts. especially : an insurance agent who investigates personal or property damage and makes estimates for effecting settlements.