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In access to government contracts. Among other lenders, the SBA works with national banks and federal savings associations (collectively, banks) to provide loans to small businesses that might not otherwise obtain financing on reasonable terms. This fact sheet highlights the SBA s Certified Development Company/504 Loan Program (504 loan program). This program and the 7(a) Loan Program are two of the SBA s flagship efforts to expand access to capital. Together, they encourage banks and other.

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