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11:27-1 and 2 Authorized By: Holly C. Bakke, Commissioner, Department of Banking and Insurance Authority: N.J.S.A.17:1-8.1, 17:1-15e and 17:30D-20 (P.L. 2004 c. 17 15) Calendar Reference: See Summary below for explanation of exception to calendar requirement. Proposal Number: PRN 2004-419 Submit comments by December 31, 2004 to: Douglas Wheeler, Assistant Commissioner Legislative and Regulatory Affairs New Jersey Department of Banking and Insurance P.O. Box 325 Trenton, NJ 08625-0325.

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