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UNITED STATES BANKRUPTCY COURT SOUTHERN DISTRICT OF OHIO EASTERN DIVISION In re: : Case No. 09-50532 : Douglas A. Knisley, : Chapter 7 : Debtor. : : Judge Preston : : William Todd Drown, Chapter 7 Trustee, : : Plaintiff, : : v. : Adv. Pro. No. 09-2250 : Dollar Bank, FSB, et al., : : Defendants. : MEMORANDUM OPINION AND ORDER DENYING PLAINTIFF S MOT.
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Partys FAQ
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The Chapter 7 bankruptcy process involves selling all the debtor's non-exempt assets. The sale of assets generates funds to pay off the debtor's debts as much as possible. Ohio courts impose a “stay” during the bankruptcy process that prohibits creditors from trying to collect on their debts.
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In a Chapter 7 bankruptcy case, the trustee can theoretically sell property to pay your creditors. However, most people who file for Chapter 7 bankruptcy in Ohio don't lose any property. That's because bankruptcy exemptions protect many types of property. When property is exempt, the trustee can't take it. Ohio Bankruptcy Exemptions: What Property Can I Keep in Chapter 7? daytonbankruptcylawfirm.com https://.daytonbankruptcylawfirm.com › ohio-bankr... daytonbankruptcylawfirm.com https://.daytonbankruptcylawfirm.com › ohio-bankr...
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There are two federal bankruptcy courts in Ohio. These courts have subject-matter jurisdiction over bankruptcy cases. Courts in Ohio - Ballotpedia ballotpedia.org https://ballotpedia.org › Courts_in_Ohio ballotpedia.org https://ballotpedia.org › Courts_in_Ohio
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You can keep up to $500 in cash in your bank account or on hand. There is also a wildcard exemption, where you can exempt up to $1,325 for any property you choose. So technically, you could keep $1,825 of your cash when filing for Chapter 7 bankruptcy in Ohio.
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Ohio has laws governing what individuals are allowed to keep when filing for bankruptcy. From February 2023 to March 2025, the Chapter 7 bankruptcy exemptions in Ohio are as follows: Home equity – Up to $161,375. Automobile – Up to $4,450. Can I File Bankruptcy and Keep My House and Car? amourgis.com https://.amourgis.com › blog › file-bankruptcy-kee... amourgis.com https://.amourgis.com › blog › file-bankruptcy-kee...
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Depending upon where you live, you may be able to remain in your home for six months or more after your Chapter 7 bankruptcy has been finalized. Once your bankruptcy is discharged, you will need to find another place to live.
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Joseph P. Kinneary U.S. Courthouse is located at 85 Marconi Boulevard. Take I-71 North to 315 North to the Long Street/Rt. 33 Exit. Columbus | Southern District of Ohio | United States District Court uscourts.gov https://.ohsd.uscourts.gov › content › columbus uscourts.gov https://.ohsd.uscourts.gov › content › columbus
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Keeping Your House and Car in Chapter 7 Bankruptcy Under Chapter 7, you can keep the state-approved exemption amounts in your house and car if you are up to date with your mortgage and car loan payments. Your car loan lender may require you to reaffirm your debt by signing a new agreement.
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