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Ee Release and Waiver Form), students can, in many instances, submit any costs incurred to their health insurance providers for reimbursement. For that reason, we ask that all Brown students who travel internationally secure health insurance. If you have the Brown Student Health Insurance, you are covered for a 12-month period. If you do not have the Brown Student Health Insurance, we ask that you find out if your personal insurance covers you during your travel period and whether the insurance.
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Provider FAQ
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International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time.
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How much does international health insurance cost? The annual cost of an international medical insurance plan will range from as low as $500, with limited benefits, to as much as $8,000 for a comprehensive global medical insurance policy, including coverage in the USA. The average cost is $5,500 per year.
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U.S. health insurance plans typically do not cover regular and routine medical care required overseas. This means your health insurance won't pay for care if you need to visit a doctor for a prescription medicine, or if you need treatment for a condition that is not considered an emergency.
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International Health Insurance provides long-term coverage to people living or working outside of their home country, typically for one year or longer. These plans are ideal for expats and their families, individuals with dual residences, multinational employers, and more.
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U.S. Medicare and Medicaid do not cover medical costs overseas. Private U.S. insurance policies also might not cover any or all expenses. Check with your insurance before traveling to see if it provides coverage overseas. More information is also available on the CDC insurance page.
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How much does international health insurance cost? The annual cost of an international medical insurance plan will range from as low as $500, with limited benefits, to as much as $8,000 for a comprehensive global medical insurance policy, including coverage in the USA. The average cost is $5,500 per year.
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Check with your insurance before traveling to see if it provides coverage overseas.
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Private insurance might or might not offer coverage overseas, but again, it depends on the plan you have. So, the best way to find out whether your health insurance covers international travel is to contact your insurance provider.
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