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2008 2009 Federal Parent Plus Loan Request Statement Plrs - Usc
Get 2008 2009 Federal Parent Plus Loan Request Statement Plrs - Usc
: Step 3: Step 4: Choose a lender. You can initiate the loan process either by submitting this form or by contacting the lender. Please do not initiate the process by doing both. If you choose to initiate the process by submitting this form, complete the form and submit it to the Financial Aid Office. For faxing instructions visit www.usc.edu/contactfao. If you choose to contact the lender directly, you can do so either by phone or online. See Lender Choice on page 2. If the student.
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Disburse FAQ
Yes. In addition to interest, you pay a loan fee that is a percentage of the principal amount of the loan. ED deducts the fee before you receive any loan money, so the loan amount you actually receive will be less than the amount you have to repay.
Parent PLUS loans can be forgiven under the Income-Contingent Repayment (ICR) plan and Public Service Loan Forgiveness (PSLF) program. Parents can become eligible for these forgiveness programs only if they consolidate their PLUS loans into a Direct Consolidation Loan.
Generally, you'll have from 10 to 25 years to repay your loan, depending on the repayment plan that you choose. Your required monthly payment amount will vary depending on how much you borrowed, the interest rates on your loans, and your repayment plan. Choose a repayment plan that best meets your needs.
This loan (also known as a Direct PLUS Loan) is issued by the federal government. It's offered to let parents of dependent students borrow funds to help pay for a student's college or career school.
Find Your Parent PLUS Loan Information Visit “My Aid” to view information about all of the federal student loans and other financial aid you have received and to get contact information for your loan servicer.
There is no forgiveness available to Parent PLUS Loan borrowers looking to retire. Remember that Parent PLUS Loan forgiveness is only possible through the Income-Contingent Repayment Plan or PSLF after first consolidating your Parent PLUS Loan into a federal Direct Consolidation Loan.
Loan forgiveness PSLF forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under an approved repayment plan while working full-time for a qualified employer. If your income is low enough, your payments could be as low as $0 per month, ing to the government.
Parent borrowers may be eligible for Public Service Loan Forgiveness (PSLF) after making 120 qualifying payments (ten years). Parent PLUS loans are eligible if they are in the Direct Loan program or included in a Federal Direct Consolidation Loan. The borrower must work full-time in a qualifying public service job.
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