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Get Effective December 12, 2016, The Following Information Was Removed From Page 29 Of The Fact Kit

Dated January 3, 2017. Redemption Fees. If you invest in the International Index Portfolio or Total Market Index Portfolio, you are potentially subject to a short-term redemption fee. The fee is imposed by the mutual fund in which the Portfolio invests, not by the Portfolio. Any short-term redemption fee collected is retained by the Fund, not by the Portfolio, and is part of the Fund s assets. For the International Index Portfolio and Total Market Index Portfolio, the fee is 1.00% and 0.50%, r.

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