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E of the authorized person) Seal of the Federal Service for Financial Markets of Russia (Seal of the registration authority) DECISION ON ISSUE OF SECURITIES Open Joint Stock Company Agency for Housing Mortgage Credit Nonconvertible documentary coupon bonds payable to bearer series A15 with mandatory centralized safe deposit in the number of 7,000,000 (seven million) with a nominal value of 1,000 (one thousand) rubles each and maturity date 15.09.2028 issued by public offering Approved.

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