Get Significant Events1.doc - Opm

FEGLI qualifying life events are marriage, divorce, death of your spouse, and acquisition of an eligible child. If you experience a life event and you are a FEGLI-eligible employee, you can elect any coverage the FEGLI program offers.

A lump sum payment plus 50% of your annual pay or average pay (whichever is higher) is given as a basic employee death benefit (BEDB). If you had at least 10 years of service, your spouse may also receive a survivor benefit equal to 50% of your earned annuity.

When the annuity owner dies, the payout typically goes to the named beneficiary. Depending on the annuity contract terms, the beneficiary can receive the remaining value of the annuity either as a lump sum or as regular payments.

When a union member who had already retired and was receiving their pension passes away, the pension payments either end (if the member was enrolled in a single-life pension) or they continue, paid to the beneficiary at a reduced amount (if they had a joint-life or survivor pension).

If a retiree dies, a lump-sum benefit equal to the annuity due the deceased but not paid before death may be payable. If no survivor annuity is payable based on the retiree's death, the balance of any retirement deductions remaining to the deceased retiree's credit in the Fund, plus any applicable interest, is payable.

Supervisors may grant brief excused absences on an ad hoc basis for periods of up to 59 minutes. The authority can be used for all employees as long as the reasons are justifiable. Cases of occasional tardiness to work, for example, due to a flat tire or problem at home, can also be covered by the rule.

When your child turns 26, this will be a Qualifying Life Event allowing your child to re-enroll in the FEHB program. If you are enrolled in Self Plus One, this QLE will also allow you to switch your covered family member if you have additional eligible family members.

Survivors, family, or estate representatives are required to notify OPM in the event of the benefit recipient's death. Life Events, such as marriage/divorce, death of spouse or reemployment can affect benefits and must be reported to OPM immediately. We can be contacted by email: retire@opm.gov.