Get C: Temp Loiapplication.pdf

You apply for TLF by submitting a Teacher Loan Forgiveness Application to your loan servicer after you have completed the required five consecutive years of qualifying teaching.

If you have worked in public service (federal, state, local, tribal government or a non-profit organization) for 10 years or more (even if not consecutively), you may be eligible to have all your student debt canceled.

Apply for a Direct Consolidation Loan. You can complete and submit the application online or by U.S. mail.

Volunteering full-time for the AmeriCorps or Peace Corps also counts as qualifying employment for PSLF. Employers that do not qualify for Public Service Loan Forgiveness include: For-profit government contractors (as opposed to directly working for a government agency) For-profit business.

This includes employers such as the U.S. military, public elementary and secondary schools, public colleges and universities, public child and family service agencies, and special governmental districts (including entities such as public transportation, water, bridge district, or housing authorities).

Although this program ended, borrowers can still take advantage of Temporary Expanded Public Service Loan Forgiveness (TEPSLF) to count non-qualifying payments toward loan forgiveness, as long as the payments were made for Direct Loans.

Employment with a U.S. government entity at any level (federal, state, local, or tribal), or an organization that is tax exempt under section 501(c)(3) of the Internal Revenue Code is a qualifying employer for PSLF regardless of the specific services that are provided.

If you have Direct Loans and have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer, you may be eligible for PSLF or TEPSLF.