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Get Life Insurance Needs Analysis Template

Life expectancy 3. After-Tax Rate of Return Generally, 4%-6% % 4. Inflation Rate Generally, 2%-3% % 5. Mortgage Payoff Outstanding mortgage balance $ 6. Outstanding Debt Credit cards, car loans, home equity $ 7. College Education Fund Estimated cost of college per year, Multiplied by four, then by the Number of children $ 8. Emergency Fund 25%-50% of one year s income $ 9. Final Expenses & Funeral Generally, $10,000 to $20,000.

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