Get Illinois Continuation Coverage Election Notice 2020-2024

In general, the maximum period of coverage under Illinois Continuation (mini-COBRA) is twelve (12) months after the date the insurance stopped because your employment was terminated or your hours were reduced below the minimum required by the group plan.

There are a few reasons you've received a Cobra Notification. Most commonly you will receive the following letters: Initial Notification: Upon enrollment into our group plan you will receive this letter. The purpose of this letter is to inform you of your rights and responsibilities as a plan participant.

Will I receive a new ID card for COBRA coverage? Most carriers don't issue new ID cards for COBRA coverage; however, it's up to individual insurance carriers. If you have questions about your coverage or ID cards, contact your insurance provider.

Don't wait until you need your continuation rights. What Is The Illinois Spousal Continuation Coverage Law? The Illinois Spousal Continuation Law protects a covered spouse and dependent children who lose group health insurance coverage due to death or retirement of the employee or divorce from the employee.

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What is the Illinois Continuation (mini-COBRA) Law? The Illinois Continuation Law protects individuals who lose their group health insurance coverage with an employer group of any size due to termination of employment or reduction in hours below the minimum required by the group plan.

COBRA coverage follows a "qualifying event". An example of a qualifying event would be if your hours were reduced or you lost your job (as long as there was no gross misconduct). Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event.

You will likely want to drop COBRA once you become eligible for a different health plan, such as if you get another job. If you stop paying premiums, COBRA coverage will end automatically. A health plan may also terminate a COBRA plan if your former employer drops group health insurance coverage.