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T a discount. It is understood that the Card is not a deposit account; hence, it is not insured with the Philippine Deposit Insurance Corporation. b) Automated Teller Machine (ATM). A designated teller machine that dispenses cash and provides account related services once the Card is inserted and the correct Personal Identification Number (PIN) associated with the Card is entered and verified by the machine. c) Electronic Data Capture (EDC) Terminal. A Point of Sale (POS) terminal that reads the.

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