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Answer. That depends on the laws of your state, and the method that the creditor uses to try and collect on that judgment. Usually, judgments are valid for several years before they expire or lapse. In some states, a judgment is effective between five to seven years.

If your debtor is unwilling to pay and you know they have the means, it's time to use your local sheriff. You have three options to collect: a bank levy, wage garnishment, or a real estate lien. First, you must obtain proof from your small claims court that you have the right to collect.

If your debtor is unwilling to pay and you know they have the means, it's time to use your local sheriff. You have three options to collect: a bank levy, wage garnishment, or a real estate lien. First, you must obtain proof from your small claims court that you have the right to collect.

Plan your strategy. Perfect your lien rights as soon as possible. Ask for your money. Educate yourself. Find the debtor's assets. ... Start with easy-to-reach assets. Consider hiring an expert, if necessary. Renew your judgment.

When you win your case in small claims court, the judge will issue a judgment against the other party for payment to you and for court costs. Now you must collect on that judgment, and it's not as easy as it sounds. ... Many debtors don't pay because they can't, and some are difficult to locate to get payment.

Usually, judgments are valid for several years before they expire or lapse. ... the date of entry of the judgment. the date that a creditor last tried to execute (collect) on the judgment, or.

When you win your case in small claims court, the judge will issue a judgment against the other party for payment to you and for court costs. Now you must collect on that judgment, and it's not as easy as it sounds. ... Many debtors don't pay because they can't, and some are difficult to locate to get payment.

If you lose your case The judge has not decided how you are going to pay the plaintiff back. The creditor has to follow a second step to collect the money you owe. ... If you are execution proof the creditor cannot take any of your assets or income even though they have a judgment against you.

If your debtor is unwilling to pay and you know they have the means, it's time to use your local sheriff. You have three options to collect: a bank levy, wage garnishment, or a real estate lien. First, you must obtain proof from your small claims court that you have the right to collect.

However, some states roughly a third still use jail as a method to coerce debtors to pay certain debts. Today, you cannot go to prison for failing to pay for a civil debt like a credit card, loan, or hospital bill. You can, however, be forced to go to jail if you don't pay your taxes or child support.

To get a judgment against you, a creditor or collector has to take you to court. If you don't respond to a summons, or if you lose the case, the court will issue a judgment in favor of the creditor or collection agency. ... Once that happens, the judgment is public record and will affect your credit reports.

The danger of allowing a default judgment against you is once this occurs the debt buyer can garnish your wages and your bank accounts. ... If you don't submit a written answer to the lawsuit the court can enter a default judgment giving the debt buyer everything they are asking for.

If you are sued and can't pay, the creditor can get a judgment in court against you for the money you owe, plus interest. Being judgment proof means that your property and income can't be seized by creditors, because it is exempt by law from the creditor's claims.

In law, a judgment is a decision of a court regarding the rights and liabilities of parties in a legal action or proceeding. Judgments also generally provide the court's explanation of why it has chosen to make a particular court order.

A vacated judgment is different than a satisfied judgment. ... As long as the vacated status is clearly filed with the courts you should be able to get the judgment removed from your credit reports. The credit reporting agencies do not maintain the reporting of vacated judgments, or at least they're not supposed to do so.